Homeowners Insurance for Myrtle Beach, SC Homes
Coverage coastal South Carolina homeowners can count on.
A Rated | Storm-Tested | Built for the Coast
In the Grand Strand, peace of mind comes from choosing coverage built for coastal living and an insurer you can count on before and after the storm.
Why Your Neighbors Are Choosing Slide
Built for the South Carolina Coast: Slide insures homes throughout Myrtle Beach and the Grand Strand, with coverage designed for coastal weather, and the realities of living near the water.
There When It Matters Most: Slide is committed to long-term protection for coastal homeowners, with responsive support when storms and unexpected events happen.
Coverage That Fits: Slide offers flexible coverage options that let homeowners tailor protection to their home, lifestyle, and budget.
Easy to Manage. Easy to Reach: Homeowners can manage their policy online 24/7, with licensed experts available when personal help is needed.
Types of Homes We Cover in Myrtle Beach
Houses and Townhomes (HO3)
Slide offers homeowners insurance for single-family homes and townhomes throughout the Myrtle Beach area.
- Coverage limits from $100,000 to $2,000,000
- Deductible options that let homeowners balance cost and protection
- Potential savings for storm shutters or impact-resistant windows
Condos (HO6)
Condo insurance in Myrtle Beach works a little differently. This coverage focuses on what you’re responsible for inside your unit, while your HOA’s master policy typically covers the building itself.
- Coverage limits up to $150,000
- Protects personal belongings and interior improvements
- Includes loss assessment coverage for shared building expenses from covered damages
- Designed to work alongside your HOA’s master policy
What Does Slide Homeowners Insurance Typically Cover?
Homeowners insurance in Myrtle Beach is designed to protect your home, your belongings, and your financial well-being. Here’s a breakdown of the main coverages in a home insurance policy.
Dwelling coverage helps pay to repair or rebuild your home if it’s damaged by a covered event.
Personal property coverage helps protect the things inside your home—like furniture, clothing, appliances, and electronics.
Personal liability coverage helps protect you if someone is injured on your property or if you accidentally damage someone else’s property.
- Flooding
- Earthquakes
- Normal Wear and Tear
- Typical Maintenance
How to Get Started with Slide
Start a Quote
Share a few details about your home and needs to see an estimated premium in minutes.
Customize Your Coverage
Adjust coverage to fit your home and budget, and uncover available discounts along the way.
Get Covered
Bind your policy instantly and receive proof of coverage right away—no waiting for paperwork in the mail.
Choose How You Want to Buy
Buy Online, Anytime
Get a quote and purchase your policy online at your convenience. Most homeowners finish in about 10–15 minutes, and licensed experts are available if questions come up—no pressure, no obligation.
Talk to a Slide Agent
Prefer to walk through your options with an expert serving Myrtle Beach and surrounding Grand Strand communities? Slide’s licensed agents are available by phone to answer questions, explain coverage, and help you decide what makes sense for your home.
Work with a Local Agent
Slide partners with independent insurance agents who serve local Myrtle Beach homeowners. If you already work with an agent you trust, ask if they offer Slide.
What Affects Your Rate in Myrtle Beach?
No two homes are the same, and your rate reflects that. It’s based on your home’s rebuild cost, where it’s located along the coast, and how it’s built—along with a few coverage choices you get to make.
What You Can Control
Your deductibles: Higher deductibles can lower your premium; lower deductibles provide more protection when you file a claim
Coverage options: Add protection where it makes sense and skip what you don’t need
Home improvements: Newer roofs, storm shutters, and impact windows may help reduce your cost
How you pay: Paying in fewer installments can reduce fees
Ways to Save with Slide
Senior discount: Homeowners age 62 and older may qualify for a senior discount
Alarm systems: Potential discount opportunities for monitored burglar or fire alarms
Storm protection: Discounts for impact windows, storm shutters, newer roofs, and hip roof designs
Go paperless: $10 savings for receiving documents by email
Will Slide Be Here After a Big Storm?
It’s the right question to ask as a coastal homeowner. Here’s the honest answer.
Slide has continued paying covered claims and staying in the market after major storms like Ian, Idalia, Helene, and Milton—so homeowners aren’t left searching for coverage when they need it most.
To support that staying power, Slide is backed by:
✔️ An A (Exceptional) financial rating from Demotech.
✔️ A $2.5B+ reinsurance program, built specifically for catastrophic coastal storms.
✔️ A public, NASDAQ-listed company structure, with transparency and oversight.
What This Means for Myrtle Beach Homeowners
After a major hurricane, Slide has the backing to pay covered claims and stay in the market – ensuring you have easy access to support when you need it most.
Frequently Asked Questions
Yes. Most Myrtle Beach homes are at risk for flooding, and flood damage isn’t covered by standard homeowners insurance—even during a hurricane. Flood insurance is strongly recommended for all homeowners.
Most homeowners need enough coverage to fully rebuild their home after a covered loss. That amount depends on your home’s size, construction, and materials—not market value.
Slide offers access to licensed experts by phone or through local agents—so help is always available to help you select the right policy for your needs.
Slide is an admitted insurance carrier in South Carolina. Coverage options and availability may vary. Coverage and claim payments are subject to policy terms, conditions, and exclusions.